Glover,  J.  W 

- - o - - 

premium  and  'terminal 
reserve  tables ; 


Net  Premium  and  Terminal  Reserve  Tables. 


Tbve1 


Endowment  Insurance  Maturing  at  Age  85. 
Illinois  Reserve  Standard. 

Preliminary  Term,  Twenty  Payment  Life  Allowance. 
American  Experience,  31  per  cent. 


(m)  Net  Single  Premiums  and  Annuities  Due, 

(b)  Net  First  and  Subsequent  Annual  Premiums  and  Terminal  Reserves,  Continuous  Premiums, 

(c)  Net  First  ailtl  Subsequent  Annual  Premiums  and  Terminal  Reserves,  Twenty  Premiums, 

(d)  Net  First  and  Subsequent  Annual  Premiums  and  Terminal  Reserves,  Fifteen  Premiums, 

(e)  Net  First  and  Subsequent  Annual  Premiums  and  Terminal  Reserves,  Ten  Premiums. 


********* 


I 


Prepared  by 
JAMES  W.  GLOVER, 

Professor  of  Mathematics  and  Insurance, 
UNIVERSITY  OF  MICHIGAN, 

Ann  Arbor,  Mich. 


mm 

SfflSK-.v 

mm- 


&ss}m 


i  i 


* 

v  / 


•CL 

D 


■5"  I  ^  / 1? 

G-S"! 


a030i2l 


. 


-1- 


Present  Value  of  Temporary  Annuity  Due,  of  One  Dol¬ 
lar  per  Annum,  Eirst  Payment  Immediate  and  Last  Pay¬ 
ment  at  Age  84,  and  Met  Single  Premiums  per  $1000 
Endowment  Insurance,  Maturing  at  Age  85,  American 


Experience,  Three  and  One 


Age 

Annuity 

Single 

Due 

Premium 

15 

21.7171 

265.61 

16 

21.6071 

269.32 

17 

21.4931 

273.18 

18 

21.3746 

277.19 

19 

21.2520 

281.33 

20 

21.1248 

285.63 

21 

20.9930 

290.09 

22 

20.8566 

294.70 

23 

20.7154 

299.48 

24 

20.5691 

304.43 

25 

20.4176 

309.55 

26 

20.2606 

314.86 

27 

20.0981 

320.35 

28 

19.9299 

326.04 

29 

19.7558 

331.93 

30 

19.5756 

338.02 

31 

19.3891 

344.33 

32 

19.1961 

350.86 

33 

18.9965 

357.61 

34 

18.7901 

364.58 

35 

18.5768 

371 .80 

36 

18.3563 

379.26 

37 

18.1285 

385.96 

38 

17.8932 

394.92 

39 

17.6505 

403.12 

40 

17.4001 

411.59 

41 

17.1420 

420.32 

42' 

16.8759 

429.32 

43 

16.6017 

433.59 

44 

16.3194 

448.14 

45 

16.0292 

457.95 

46 

15.7308 

468.04 

47 

15.4247 

478.39 

48 

15.1109 

489.00 

49 

14.7898 

499.86 

50 

14.4620 

510.95 

51 

14.1279 

522. 25 

52 

13.7873 

533.74 

53 

13.4423 

545.43 

54 

13.0916 

557.29 

half  Per  Cent. 


Age 

Annuity 

Single 

Due 

Premium 

55 

12.7363 

569.30 

56 

12.3770 

581.46 

57 

12.0141 

593.73 

58 

11 .6431 

606.10 

59 

11.2794 

618.57 

60 

10.9089 

631.10 

61 

10.5370 

643.68 

62 

10.1643 

656.28 

63 

9.7915 

663.89 

64 

9.4189 

681.49 

65 

9.0471 

694.06 

66 

8.6770 

706.58 

67 

8.3088 

719.03 

68 

7.9431 

731.39 

69 

7.5803 

743.66 

70 

7 . 2204 

755.83 

71 

6.8637 

767.90 

72 

6.5093 

779.38 

73 

6.1561 

791.32 

74 

5.8017 

803.31 

75 

5.4435 

815.92 

7  6 

5.0782 

823.27 

77 

4.7021 

840.99 

73 

4.3104 

854.24 

79 

3.8971 

868.21 

80 

3.4534 

883.22 

81 

2.9681 

899.63 

82 

2.4209 

918.13 

83 

1.7811 

939.77 

84 

1.0000 

966.18 

85 

1000.00 

2 


American  Experience,  3|$ 
Endowment  Insurance  at  85  . 


Age 

Net 

at 

Annual 

Issue 

Premiums 

Eirst 

Subsequent 

15 

7.38 

12.46 

16 

7.40 

12.71 

17 

7.43 

12.97 

IS 

7.47 

13.24 

19 

7.50 

13.52 

20 

7.54 

13.82 

21 

7.59 

14.13 

22 

7.64 

14.46 

23 

7.69 

14.80 

24 

7.74 

15.16 

25 

7.79 

15.54 

26 

7.86 

15.94 

27 

7.92 

16.36 

28 

7.99 

16.80 

29 

8.06 

17.27 

30 

8.14 

17.76 

31 

8.22 

18 . 28 

32 

8.32 

18.82 

33 

3.42 

19.40 

34 

3.53 

20.01 

35 

8.64 

20.66 

36 

S .  78 

21.35 

37 

8.92 

22.07 

38 

9.09 

22.84 

39 

9.26 

23.65 

40 

9.46 

24.52 

41 

9.67 

25.44 

42 

9.91 

26.42 

43 

10.16 

27.45 

44 

10.46 

28.57 

45 

10.79 

29.75 

46 

11.17 

31.01 

47 

11.59 

32.36 

48 

12.09 

33 . 80 

49 

12.66 

ry  r  <7  *\r 

G  •  G  ) 

50 

15.32 

36 .97 

51 

14.05 

38.71 

52 

14.87 

40.58 

53 

15.78 

42.57 

54 

16.81 

44.70 

55 

17.94 

4  6.98 

56 

19.21 

49.42 

57 

20.61 

52.03 

58 

22.16 

54.84 

59 

23.83 

57.85 

60 

25.79 

6 1.09 

61 

27.90 

64.57 

62 

30.23 

68.31 

63 

32.80 

72.35 

64 

35.65 

76.71 

65 

39.42 

8 .  .35 

66 

43.54 

86.37 

67 

48.08 

91.80 

68 

63.09 

97.70 

69 

58.59 

104.11 

70 

64.67 

111.11 

$1000 

Continuous  Premiums 
Preliminary  Term  Reserves. 
20  Payment  Life  Allowance 
at  End  of  Years  Stated. 

1  2  3 


0.00 

5.28 

10.  76 

o.oo 

5.51 

11.22 

0.00 

5.74 

11.69 

0.00 

5.98 

12.18 

0.00 

6.24 

12.70 

0.00 

6.50 

13.23 

0.00 

6.77 

13.78 

0.00 

7.06 

14.37 

0.00 

7.37 

15.00 

0.00 

7.69 

15.65 

0.00 

8.02 

16.32 

0.00 

8.57 

17.04 

0.00 

8.  74 

17.78 

0.00 

9.12 

13.56 

0.00 

9.53 

19.39 

0.00 

9.95 

20.25 

0.00 

10.40 

21.15 

0.00 

10.86 

22.09 

0.00 

11.35 

23.09 

0.00 

11.87 

24 . 14 

0.00 

12.41 

25.23 

0.00 

12.98 

26 . 36 

0.00 

13.56 

27.56 

0.00 

14.19 

23.81 

0.00 

14.83 

30.13 

o.co 

15.53 

31.52 

0.00 

16.24 

32.97 

0.00 

17.00 

34.49 

0.00 

17.79 

36.07 

0.00 

18.  61 

37.71 

0.00 

19.46 

39.  41 

0.00 

20.34 

41.16 

0.00 

21.25 

42.94 

0.00 

22.17 

44.7  6 

0.00 

23.10 

46.62 

0.00 

24 . 07 

4  8.53 

0.00 

25.06 

50.50 

0.00 

26.09 

52. 52 

0.00 

27.13 

54.59 

0.00 

28.22 

56.71 

0.00 

29.32 

58.89 

0.00 

30.46 

61.15 

0.00 

31.65 

63.46 

0.00 

32.85 

65.83 

0.00 

34.09 

68.25 

0.00 

35.37 

70.75 

.0.00 

36.68 

73.34 

0.00 

38.05 

76.02 

C.00 

39.47 

78.77 

0.02 

40.93 

81 .63 

0.69 

43.09 

85.21 

1.42 

45.38 

88.98 

2.22 

47.79 

93.00 

.3. 11 

50.43 

97.35 

4.11 

53.32 

102.19 

5.27 

56.62 

107.32 

Digitized  by  the  Internet  Archive 
in  2018  with  funding  from 
University  of  Illinois  Urbana-Champaign 


https://archive.org/details/netpremiumterminOOglov 


3 


American  Experience,  3-|$ 


$1000 


Endowment  Insurance  at  85.  Continuous  Premiums 

Age  Preliminary  Term  Reserves,  20  Payment  Life 

at  Allowance,  at  End  of  Years  Stated. 


Issue . 

4 

5 

15 

16.44 

pp  ^p 

K/  frj  •  L/  i 

16 

17.13 

23.26 

17 

17.85 

24.24 

18 

18.60 

25.25 

19 

19.38 

26.31 

20 

20.19 

27.41 

21 

21.05 

28.  58 

22 

21.95 

29.80 

23 

22.90 

31.03 

24 

23.89 

32.42 

25 

24.92 

33.81 

26 

26 . 00 

35.28 

27 

27.14 

36.82 

28 

28.33 

38.43 

29 

29.58 

40.12 

30 

30.89 

41.89 

31 

32.26 

43.75 

32 

33.70 

45.69 

33 

35.21 

47.73 

34 

36.80 

49.36 

35 

38.45 

52.09 

36 

40.18 

54.42 

37 

41.98 

56.85 

38 

43.89 

59.42 

39 

45.88 

62.11 

40 

47.99 

64.92 

41 

50.17 

67.85 

42 

52.46 

70.90 

43 

54.82 

74.05 

44 

57.29 

77.32 

45 

59.82 

80.66 

46* . 

62.41 

84.08 

47 

65 . 06 

37.56 

48 

67.75 

91.11 

49 

70.51 

94.76 

50 

73.35 

98.50 

51 

76.26 

102.33 

52 

79.25 

106.25 

53 

82.31 

110.26 

54 

85.45 

114.39 

55 

88.67 

118.61 

56 

91.99 

122.95 

57 

qk  vq 

127.38 

58 

98.86 

15  / 

59 

. 

1 3 ' . 59 

60 

106.11 

141.39 

61 

109.91 

146.33 

62 

113.82 

151.42 

63 

117..  85 

156.53 

64 

122.05 

162.15 

65 

127.00 

168.44 

66 

132.23 

175.11 

67 

137 .81 

182.32 

68 

143.95 

.  1 

69 

150.91 

•  199.79 

70 

: 59.17 

211.09 

6  7  8 


28.42 

34.73 

41.27 

29.61 

36.18 

42.99 

30 . 84 

37.69 

44.77 

32.13 

39.26 

46.65 

33.48 

40.91 

48.60 

34.89 

42.63 

50.64 

36.37 

44.43 

52.78 

37.92 

46.32 

55.02 

39.54 

48.  30 

57.37 

41.24 

50.37 

59.83 

43.02 

52.54 

62.40 

44.88 

54.82 

65.08 

46.84 

57.19 

67.89 

48.83 

59.67 

70.84 

51.02 

62 . 29 

73.92 

53.27 

65.02 

77.15 

55.62 

67.87 

80. 51 

58.08 

70.85 

34.03 

60.65 

73.93 

37.71 

63.34 

77.24 

9.'..  56 

66.]  5 

80.65 

95.53 

69.10 

84.22 

99.79 

72.13 

87.95 

104.18 

75.41 

91.85 

103.76 

78.79 

95.94 

113.53 

82.32 

100.18 

148.49 

85.99 

104.58 

123.61 

89.80 

109.14 

128.89 

93.73 

113.82 

134.29 

97.77 

118.62 

139.83 

102 .90 

123.51 

145.43 

105.12 

123.52 

151.23 

110.43 

133.64 

157.14 

114.83 

138.84 

163.14 

119.32 

144.17 

-69 . 27 

123.93 ' 

149.62 

175.53 

128.6 

155.19 

181.93 

133,48 

160.90 

_  88.46 

138.42 

5.72 

195.13 

143.48 

172.68 

201.94 

148.65 

178.77 

208.90 

153.96 

185.00 

216.01 

159.39 

191.38 

223 . 29 

164.95 

97.91 

230.73 

170.67 

.  60 

o  y'  o  fj 

<40  •  <J 

176.52 

. 

246.17 

. 

218.53 

254.23 

188.77 

225.83 

262.58 

1 15.20 

233.41 

27J..29 

201.92 

241.35 

280.52 

209.53 

250.33 

29-1.02 

on  n  n  r\ 

c,  1  (  .bv 

'  .  : 

302.73 

o  o  r t  /> 

• 

271.21 

316.21 

237.01 

284 .  2 

332.15 

249  A 

299.57 

351.46 

264.02 

318.54 

375,31 

4 


American  Experience, 


Endowment  Insurance  at  85.  Continuous 


Age 

Preliminary  T 

erm  Reserves 

,  20  Payn: 

at 

Alio 

wane  e ,  at 

End  of  Year 

s  Stated. 

Issue 

9 

10 

11 

12 

15 

43.04 

55.05 

62.32 

69.84 

16 

50.04 

57.34 

64.90 

72.73 

17 

52.12 

59.72 

67.59 

75.74 

18 

54.29 

62.21 

70.40 

78.88 

19 

56.55 

64.81 

73.34 

82.17 

20 

58.94 

67.52 

76.40 

85 . 60 

21 

61.42 

70.36 

79.62 

89.19 

22 

64.02 

73.34 

82.98 

92.94 

23 

66.75 

76.46 

86.49 

96.86 

24 

69.60 

79.71 

90.16 

100.96 

25 

72.58 

83.11 

93.99 

105.24 

26 

75.69 

85.67 

98.00 

. 

27 

78.96 

90.39 

102.19 

114.37 

28 

82.37 

94.28 

106.56 

119.24 

29 

85.94 

98.34 

111.13 

124.32 

30 

89.67 

102.58 

115.89 

129.62 

31 

93.56 

107.00 

120. S7 

135.15 

32 

97.62 

111.63 

126.05 

140.92 

33 

101.88 

116.47 

131.49 

146.94 

34 

105.32 

121.52 

137.14 

153.20 

35 

110.96 

125.77 

143.03 

159.70 

36 

115.80 

132.26 

149.14 

165.45 

37 

320.85 

137.96 

155.49 

173.44 

33 

126.10 

143.88 

162.08 

180.65 

39 

131.56 

150.02 

168.86 

183.06 

40 

137.22 

156.34 

175.83 

195.67 

41 

143.04 

152.84 

182.99 

203.46 

42 

149.01 

169.49 

190.51 

211.43 

43 

155.13 

176.30 

197.79 

219.56 

44 

161.39 

183.27 

205.43 

227.85 

45 

167.77 

190.36 

213.20 

236.27 

46 

174.29 

197.59 

221.12 

244.84 

47 

180.93 

204.94 

229.16 

253.56 

48 

187.68 

212.43 

237.35 

262.41 

49 

194.57 

220.06 

245.69 

271.40 

50 

201.62 

227.85 

254.17 

280.55 

51 

208.80 

235.78 

262.81 

289.85 

52 

216.13 

243.85 

271.59 

299.31 

53 

223.60 

252 . 08 

280 . 54 

308.94 

54 

231.22 

260.47 

289.66 

318.72 

55 

239.00 

269.04 

293.94 

328.69 

55 

245.96 

277.77 

303.41 

338.85 

57 

255.07 

286 . 63 

318.08 

349.22 

58 

263.37 

295.79 

327.98 

359 . 86 

59 

271.87 

305 . 15 

338.11 

370.82 

60 

280.50 

314.75 

348.61 

382.24 

61 

289.63 

324.73 

359.59 

394.35 

62 

299.02 

335.20 

371.28 

407.47 

63 

308.90 

346.41 

384.03 

422.07 

64 

319.57 

558.74 

393 . 33 

438.70 

65 

331.83 

37  3  09 

415.15 

458.47 

66 

345.79 

389.68 

434.89 

481.97 

67 

362.09 

409.35 

458.55 

510.46 

68 

381.63 

433.14 

487.49 

545.84 

69 

405.49 

462.49 

523.63 

590.62 

70 

435.20 

499.50 

569.84 

649.14 

$1000 

Premiums 
lent  Life 

13 

77.62 

80.83 

84.17 
87.66 

91.30 
95.11 
99.08 

103.23 

107.58 

112.12 

116.85 
121.78 

126.94 

132.30 
137.91 

143.76 

149.86 

155.20 
162.82 
169.68 

176.80 

184.17 

191.76 

199.58 
207.60 

215.83 

224.24 

232.83 

241.58 

250.49 

259.54 
268,74 
278.08 

287.55 

297.17 

306.94 

316.87 
326.97 

337.21 

347.63 

358.24 
369.05 
380.12 

391.49 

403 . 30 

415.77 

429.21 
444.06 

460.84 
480.28 

503 . 59 

531.64 
566.19 

609.65 
666.09 

741.87 


5 


American  Expert 

ence, 

fiooo 

Endowment  Ira1; ranee  at  85. 

ontinuous  P 

remiuras 

Age 

Pr  e  1 1  m  i  n a. ry  T  a 

rrn  Reserve 

s ,  20 

nt  Life 

at 

Allow 

ance ,  at 

End  of  Yea 

rs  Stated. 

Issue 

14 

15 

16 

17 

18 

15 

85.68 

94.02 

102.65 

111.59 

120.83 

IS 

89.21 

97.89 

106.87 

116 . 16 

J  25.76 

17 

92.89 

101.92 

•11.26 

120.91 

130.89 

18 

95.74 

106.13 

115.84 

125.88 

136.26 

19 

100.75 

110.52 

120.62 

133 .06 

141.84 

20 

104.93 

115.09 

125.60 

136.45 

147.66 

21 

109.31 

l.i  9 .88 

130.80 

142.08 

153.72 

22 

113.83 

124.88 

136.24 

147.95 

160.04 

23 

118.66 

130.09 

14 J .89 

154.07 

J  66.61 

24 

123.64 

135.52 

147.79 

160.43 

173.47 

25 

123.33 

141.19 

153 . 92 

157.05 

180.59 

26 

134.24 

147.08 

160 . 33 

.73.97 

18 8.01 

27 

139.89 

153.24 

167.00 

181.16 

195.72 

28 

145.77 

159.65 

173.94 

j  88 . 63 

203.74 

29 

151. 92 

166.34 

181.16 

96.41 

212.04 

30 

153.32 

173. 29 

188.68 

204.46 

220.65 

31 

164.98 

180.52 

196.47 

212.31 

229.54 

32 

171.91 

1 8  S .02 

204 . 54 

22.1 . 44 

.  70 

33 

9 .  LI 

1 95.81 

212.89 

. 

243.12 

34 

186.57 

203.86 

22: .50 

239.49 

257.79 

35 

194.29 

212.15 

230.35 

248.83 

257.70 

36 

202 . 25 

. 

.  '  l 

258.50 

277.85 

57 

210.43 

9.44 

248.75 

263.35 

288.20 

38 

218.84 

238.42 

258.29 

278.42 

298.78 

39 

227.46 

247.62 

‘  8 .  5 

283.63 

309.54 

40 

236.29 

257.01 

277.97 

299.15 

320 . 50 

41 

245.29 

> .  S 

288 . 09 

303.73 

33  .62 

a  p 

-  u 

254.48 

r-.  r;  n  * 

.  •  t 

293.33 

320.59 

/.  p  O  "I 

43 

263.82 

286.25 

508 . 83 

331.54 

354.33 

44 

273.32 

29 5 . o  2 

3. ,9. 44 

342.64 

365.89 

45 

282.9 7 

306 . 53 

330.17 

353 . 85 

377.56 

46 

292.77 

316.88 

341.04 

. 

539.37 

47 

'x.no  "  ci 

327.35 

352 . 03 

376.69 

401.29 

43 

312.75 

337.96 

363.15 

388.29 

413.32 

49 

322.95 

348.72 

374.42 

400.02 

425.47 

50 

353.31 

359.63 

385.83 

411.89 

437.77 

51 

343. 83 

370.63 

397.38 

423.91 

450.22 

52 

354.50 

381.89 

409.10 

436.09 

462.85 

53 

365.33 

393.27 

420.93 

448.47 

475.72 

54 

376.34 

404.83 

433.03 

461.10 

488.92 

55 

337.55 

416.62 

445.45 

474.08 

502.62 

p-  *■* 

CO 

399.00 

428.70 

458. 19 

487.5 

517.09 

57 

410.75 

441.17 

471.49 

50 : . 92 

532. 67 

58 

422.90 

454.22 

485.54 

517.40 

549.78 

59 

435.63 

463.17 

50  .00 

534 . 49 

568.97 

SO 

449.40 

483 . 39 

518.05 

553.76 

590.93 

61 

464.45 

500.38 

537.40 

575.93 

613 . 59 

62 

481.36 

519.78 

559.78 

601.99 

647.30 

r»  r-r 

c  o 

500.73 

542.37 

RP<?  OR 

633.35 

68  4.  83 

64 

>.58 

559 . 25 

613.29 

671.94 

732.41 

c5 

551.18 

602.28 

658.17 

721.19 

794.87 

r>  r> 

GO 

.96 

643.29 

709.05 

785.94 

879.82 

67 

627.16 

695 . 89 

776.26 

874.38 

1000.00 

68 

1.62 

7 6 5.76 

8  .  1 9 

1000.00 

69 

754.34 

862.07 

1000. 00 

70 

855.07 

1000.00 

6 


American  Experience,  3 ■§$£ 


§1000 


Endowment  Insurance  at  85.  Continuous  Premiums 

Age  Preliminary  Term  Reserves,  20  Payment  Life 


at 

Allowance,  at 

End  of  Year 

s  Stated. 

Issue 

.  19 

20 

21 

22 

23 

15 

130.37 

140.25 

150.45 

161.00 

171.88 

16 

335.68 

145.94 

156.54 

167.49 

178.78 

17 

141.21 

151.87 

162.88 

174.23 

185.95 

18 

146.97 

153.04 

169.46 

181.25 

193.39 

i  9 

mL.  %S 

152.98 

164.46 

176.32 

188.54 

201.14 

20 

159.22 

171.15 

383.44 

196.12 

209.18 

21 

165.73 

178.10 

190.86 

204.01 

217.54 

22 

172.50 

185 . 35 

198.58 

212.2 

226.22 

23 

179.55 

192.83 

206.61 

220.72 

235.22 

24 

186.89 

200.72 

214.93 

229.55 

244.54 

25 

194.53 

208.85 

223.58 

238.63 

254.17 

26 

202.45 

217.30 

232 . 53 

248. 14 

264.12 

27 

210.69 

2  2  5 . 0  o 

241.80 

257.91 

274.36 

28 

219.23 

235.11 

251.37 

267.95 

284.87 

29 

228.07 

244.48 

261.22 

278.29 

29  5.66 

30 

237.21 

254.12 

271.35 

283.09 

306.71 

31 

246.62 

254.02 

281 . 74 

299.74 

318.01 

32 

256.29 

274.19 

292.38 

310 . 84 

329 . 54 

33 

266.22 

284.61 

303.27 

. 

341.31 

34 

275.40 

295.27 

314.40 

333.74 

353 . 23 

35 

286.82 

306.15 

325.74 

345.51 

365.44 

36 

297.44 

317.26 

337.28 

357.47 

377.81 

37 

308.29 

323.57 

349.02 

369.62 

390.33 

38 

319.34 

340.07 

360.96 

331.95 

403.02 

39 

330. 58 

351.76 

373.05 

394.43 

415.85 

40 

342.00 

353.62 

335.31 

407.05 

423.80 

41 

353.58 

375.62 

397.70 

419.80 

441.87 

42 

365.31 

387.76 

410.21 

432.65 

455.05 

43 

377.16 

400.01 

422.84 

445.62 

463.30 

44 

389.15 

412.39 

435.58 

458.63 

481.65 

45 

401.25 

424.88 

448.41 

471.31 

495.06 

46 

413.47 

437.45 

461.33 

435.04 

508.56 

47 

425.78 

450.15 

474.35 

498.36 

522.17 

48 

430.21 

462.94 

487.47 

511.80 

535.92 

49 

450.76 

475.85 

500.73 

525.40 

549.90 

50 

463.45 

488.92 

514.18 

539.26 

564.26 

51 

476.32 

502.20 

527.89 

553.51 

579.22 

52 

489.40 

515.76 

542.04 

568.40 

595.05 

53 

502.78 

529.77 

556.84 

584.20 

612.10 

54 

516.65 

544.48 

572.60 

601.28 

630.82 

55 

531.25 

560.19 

589.70 

620.10 

651.74 

56 

546.91 

577.31 

608.62 

641.22 

675.62 

57 

564.03 

596.32 

629.95 

665.43 

703.52 

58 

583.33 

617.86 

654.50 

693.83 

736.86 

59 

604.88 

642.76 

683.43 

727.92 

778.03 

60 

630.15 

672.26 

718.32 

770.24 

830.97 

61 

660.24 

707.99 

761.82 

824.77 

901.62 

62 

696.87 

752.75 

818.10 

897.87 

1000.00 

63 

742.97 

810.90 

8.93 . 33 

1000.00 

64 

803.13 

889.47 

1000.00 

65 

884.83 

1000.00 

66 

1000.00 

7 


American  Experience,  3-g^  $1000 

Endowment  Insurance  at  85.  Continuous  Premiums 
Age  Preliminary  Term  Reserves,  20  Payment  Life 
at  Allowance,  at  End  of  Years  Stated. 


Issue 

24 

25 

15 

183.12 

194.71 

16 

190.43 

202.44 

17 

198.02 

210.47 

13 

205.91 

218.81 

19 

214.11 

227.48 

20 

222.63 

236.45 

21 

231.4-5 

245.76 

22 

240.62 

255.40 

23 

250.10 

265.35 

24 

259.91 

275.63 

25 

270.02 

286.20 

26 

280.43 

297.05 

27 

291 . 12 

303.18 

28 

302.09 

319.58 

29 

313. 31 

331.23 

30 

324.80 

343.12 

31 

336.51 

355.24 

32 

348.46 

367.56 

33 

360.62 

380.10 

34 

372.98 

392.82 

35 

385.53 

405.71 

36 

393.25 

418.76 

37 

411.12 

431.95 

38 

424.14 

445.26 

39 

437.28 

458.69 

40 

450.54 

472.23 

41 

463.90 

485.84 

42 

477.35 

499.52 

43 

490.85 

513.27 

44 

504.46 

527.10 

45 

518.13 

541.00 

46 

531.89 

555.02 

47 

545.78 

569.23 

43 

559.83 

583.76 

49 

574.33 

598 . 83 

50 

589.34 

614.70 

51 

605.20 

631.69 

52 

622.22 

650.20 

53 

640.83 

670.75 

54 

661.57 

694.02 

55 

685.13 

720.98 

56 

712.55 

752.95 

57 

745.19 

792.16 

58 

785.37 

842.09 

59 

836.73 

908.33 

60 

905.10 

1000.00 

61 

1000.00 

26  27  28 


206.65 

218.97 

23 1.66 

214.82 

227.58 

240.71 

223.30 

236.51 

250.08 

232.10 

245.75 

259.80 

241.22 

255.34 

269.83 

250.67 

265.25 

280.19 

260.44 

275.49 

290.83 

270.55 

286.05 

301.87 

280.97 

296.91 

313.15 

291.69 

308.05 

324.71 

302.69 

319.48 

336 . 53 

3i3. 97 

331.17 

348. 62 

325.52 

343.12 

360.94 

337.33 

355.31 

373.50 

349.38 

367.73 

386.27 

361.65 

380.37 

399.25 

374. 14 

393.21 

412.41 

386 . 83 

406.23 

425.74 

399.71 

419.44 

439.23 

412.77 

432.79 

452.85 

425.97 

446.23 

465.59 

439.32 

459.89 

480.44 

452.78 

473.61 

494.38 

466.37 

487.43 

508.40 

480. 05 

501.33 

522.49 

493.82 

515.30 

536.63 

507.65 

529.32 

550.82 

521.55 

543.40 

565. 03 

535.51 

557.56 

579.42 

549.54 

571.80 

593.91 

563.68 

586.20 

608.66 

577.99 

600.90 

623.87 

592.61 

616.06 

639.76 

607.72 

631.94 

656.64 

623.60 

648.86 

674.87 

640.55 

667.18 

694.90 

658.97 

687.38 

717.35 

679.34 

710.09 

743.09 

702.32 

736.21 

773.28 

728.85 

766.96 

809 . 92 

760.19 

804.40 

856.10 

798.49 

851.75 

916.76 

847.09 

914.15 

1000.00 

911.34 

1000.00 

1000.00 

8 


American  Experience,  Zj$  $1000 

Endowment  Insurance  at  85.  Continuous  Premiums 


Age 

Preliminary  T 

erm  Reserves 

,  20  Payment  Life 

at 

Allowance,  at 

End  of  Year 

s  Stated. 

Issue 

29 

30 

31 

32 

33 

15 

244.72 

258.15 

271.96 

286.13 

300.65 

16 

254.22 

268.10 

282.34 

296.94 

311.88 

17 

264.04 

278.35 

293.04 

500. C7 

323.40 

18 

274.20 

288 .96 

304.07 

319.50 

335 . 22 

19 

284.68 

299.83 

315.40 

331.22 

347.32 

20 

295.49 

311 . 10 

327.02 

343.22 

359.68 

21 

306.60 

322.62 

533.92 

355.49 

372.31 

22 

318.00 

334.42 

351.10 

363 . 03 

. 

23 

329.63 

346.48 

365. 53 

380.80 

p 7 

24 

341.63 

358.81 

376.21 

393.81 

411. 58 

25 

353.84 

371.37 

389.1 1 

407.02 

425.09 

26 

366.29 

384.17 

402.23 

420.44 

438.78 

27 

378.93 

397.19 

415.55 

434.05 

452.64 

28 

391.87 

410.40 

429.06 

447.81 

466.64 

29 

404.97 

425.80 

442.73 

461.75 

480.7  7 

30 

418.26 

437.37 

456.55 

475.77 

495.00 

31 

.431.71 

451.09 

470.50 

489.92 

509.33 

32 

445.32 

464.94 

484.56 

504.18 

523.7  5 

33 

459.06 

498.73 

518.52 

538.22 

34 

472.92 

492.98 

512.99 

532.92 

552.73 

35 

486.89 

507.14 

527.30 

547.36 

567.23 

36 

500.94 

521.35 

541.67 

561.85 

581.85 

37 

5L5.07 

535.64 

556.03 

576.35 

596.47 

38 

529.26 

549.93 

570.54 

590.92 

611.14 

39 

543.50 

564.35 

585.04 

605.54 

625.90 

40 

557.80 

578.79 

599.60 

620.27 

640.33 

41 

572.14 

593.29 

614.28 

635 . 21 

656.21 

42 

586.57 

607.91 

629.19 

650. 54 

672.11 

43 

601.13 

622.78 

644.49 

666.44 

683.82 

44 

615.95 

638 . 05 

660.40 

683.19 

706.66 

45 

631.19 

653.96 

677.18 

701.09 

725.99 

46 

647.09 

670.77 

695.16 

720.56 

747.35 

47 

663.94 

638 . 85 

714.75 

742.10 

771.46 

43 

682.07 

708.56 

736.50 

766.50 

799.32 

49 

701.95 

730.53 

761.21 

794.77 

832.60 

50 

724.16 

755.56 

789.91 

828.64 

873.93 

51 

749.53 

784.73 

824.42 

870.82 

927.47 

52 

779,20 

819.90 

867 . 50 

925.61 

1000.00 

53 

815.08 

863.95 

923.62 

1000. CO 

54 

860.16 

921.48 

1000.00 

55 

919.20 

1000.00 

56 

1000.00 

9 


Amer 

ican  Experience,  3-§$ 

$1000 

Endowment  Insur 

•ance  at  85 

Co 

ntinuous 

Premiums 

Age 

Preliminary  Term  Reserves 

,  20  Payment  Life 

at 

Allow 

ance,  at  End  of  Year 

s  Stated 

• 

Issue.  34 

35 

36 

37 

38 

15 

315.51 

330.68 

346.15 

361.89 

377.88 

16 

327.13 

342.68 

353.50 

374.58 

390.89 

17 

339.04 

354.94 

371.11 

337.52 

404.14 

18 

351.22 

367.43 

383.98 

400.70 

437.61 

19 

363.67 

380.23 

397.09 

414.10 

431.28 

20 

376.38 

393.31 

410.43 

427.71 

445.15 

21 

389.34 

406.57 

423.97 

441. 52 

459.19 

22 

402.52 

420.04 

437.71 

455.50 

473.39 

23 

415.92 

433.71 

451.63 

469.65 

437.73 

24 

429.51 

447.55 

465.71 

483.93 

502.18 

25 

443.28 

461.57 

479.93 

498.32 

516.72 

26 

457.22 

475.72 

494.27 

512.82 

531.36 

27 

471.30 

490.00 

508.71 

527.40 

546.05 

28 

485.50 

504.37 

523.23 

542.05 

560.79 

29 

499.81 

518.85 

537.84 

556.75 

575.55 

30 

514.22 

533.39 

552.48 

571.47 

590.33 

31 

528.70 

547.98 

567.16 

586.21 

605.11 

32 

543.23 

562.61 

581.86 

600.96 

619.91 

33 

557.81 

577.27 

596.58 

615.73 

634.72 

34 

572.42 

591.95 

611.32 

630.53 

649.60 

35 

587.05 

606 . 65 

626.09 

645.39 

664.63 

36 

601.71 

621.39 

640.93 

660.42 

679.97 

37 

616.41 

636 . 21 

655.96 

675.76 

695.73 

38 

631.21 

651.23 

671.30 

691.60 

712.29 

39 

646.21 

666.57 

687.16 

708.15 

729.77 

40 

661.55 

682.45 

703.75 

725.70 

743.55 

41 

677.44 

699. OS 

721.37 

744.58 

769.07 

42 

694.11 

716.77 

740.37 

765.26 

791.98 

43 

711.87 

735.88 

761.20 

788.39 

818.13 

44 

731.09 

756.83 

784.55 

814.33 

848.97 

45 

752.26 

780.47 

311.32 

846.10 

886.78 

46 

776.11 

807.53 

843.05 

884.53 

935.17 

47 

803.58 

839.79 

882.13 

933.82 

1000.00 

43 

836.31 

879.57 

932.39 

1000.00 

49 

876.84 

930.85 

1000.00 

50 

929.22 

1000.00 

51 

1000.00 

16 

1000.00 

15 

1000.00 

953.72 

70 

69 

10 


American  Experience,  3-|$ 


1 1000 


Endo 

wment  Insurance  at 

85. 

Continuous 

Premiums 

Age 

Pre 

liminary  Term  Reserves,  20  Payment  Life 

at 

Allowance,  at 

End  of  Ye 

ars  Stated 

« 

Issue.  39 

40 

41 

42 

43 

15 

394.11 

410.55 

427.18 

443.98 

460.92 

16 

407.42 

424.14 

441.03 

458.05 

475.21 

17 

420.95 

437.93 

455.05 

472.30 

489.63 

18 

434.68 

451.91 

469.25 

486.69 

504.19 

19 

448.61 

466.06 

483.60 

501.20 

518.85 

20 

462.71 

480.36 

498.07 

515.82 

533.59 

21 

476.96 

494.79 

53  2.66 

530.54 

548.40 

22 

491.35 

509.34 

527.33 

545.32 

563.27 

23 

505.85 

523.97 

542.09 

560.16 

578.16 

24 

520.44 

538.69 

556.90 

575.03 

593.05 

25 

535.11 

553.46 

571.73 

589.90 

607.95 

26 

549.85 

568.27 

586 . 59 

604.79 

622.84 

27 

564.63 

583.10 

601.45 

619.65 

637.71 

28 

579.42 

597.94 

616.30 

634.51 

652.57 

29 

594.23 

612.77 

631.15 

649.53 

667.48 

30 

609.04 

627.60 

646.00 

664.23 

682.50 

31 

623.86 

642.45 

660.90 

679.31 

697.77 

32 

638.69 

657.34 

675.94 

694.59 

713.45 

33 

653.58 

672.38 

691.24 

710.30 

729.74 

34 

668.62 

687.69 

706.97 

726.64 

746.89 

35 

683.94 

703.45 

723.55 

743.84 

765.18 

36 

699.73 

719.87 

740.63 

752.23 

785.03 

37 

716.19 

737.22 

759.11 

782.20 

807.00 

38 

733.60 

755.79 

779.21 

804.34 

831.84 

39 

752.28 

776.03 

801.53 

829.42 

860.87 

40 

772.66 

798 . 54 

826.85 

858.77 

895.10 

41 

795.36 

824.12 

856.55 

894.46 

940.74 

42 

821.22 

854.18 

892.72 

939.77 

1000.00 

43 

851.65 

890.85 

938.72 

1000.00 

44 

888.88 

937.61 

1000.00 

45 

936.43 

1000.00 

46 

1000.00 

21 

20 

19 

18 

1000.00 

1000.00 

952.95 

1000.00 

952.66 

916.19 

1000.00 

952.37 

915.69 

886.08 

17 

1000.00 

953.22 

916.67 

886.74 

861. 14 

16 

953.47 

917.13 

887.36 

861.91 

839.32 

15 

917.57 

887.96 

862 . 63 

840.17 

319.64 

68 

67 

66 

65 

64 

I 


11 


American  Experience,  3-g-^ 


$1000 


Endowment  Insurance  at  85.  Continuous  Premiums 
Age  Preliminary  Terra  Reserves,  20  Payment  Life 
at  Allowance,  at  End  of  Years  Stated. 


Issue 

.  44 

45 

46 

47 

48 

15 

477.98 

495.13 

512.34 

529.59 

546.84 

16 

492.45 

509.75 

527.09 

544.44 

561.77 

17 

507.03 

524.47 

541.91 

559.34 

576.74 

18 

521.72 

539.27 

556.80 

574.29 

591.71 

19 

536.50 

554.13 

571.73 

589.25 

606.68 

20 

551.33 

569.04 

586.67 

604.21 

621.63 

21 

566.22 

583.97 

601.62 

619.16 

636.55 

22 

581.13 

598.91 

616.56 

634.08 

651.45 

23 

596.05 

613.83 

631.47 

648.97 

666.31 

24 

610.97 

628.74 

646.36 

663.84 

681.19 

25 

625.86 

643.62 

661.23 

678.72 

695.16 

26 

640.74 

658.49 

676.12 

693.70 

711.33 

27 

655.61 

673.39 

691.11 

708.90 

726.87 

28 

670.51 

688.39 

706.33 

724.46 

742.95 

29 

685.52 

703.63 

721.92 

740.58 

759.80 

30 

700.78 

719.25 

738.09 

757.49 

777.69 

31 

716.43 

735.45 

755.05 

775.46 

796.99 

32 

732.67 

752.48 

773.10 

794.85 

818.21 

33 

749.76 

770.61 

792.60 

816.21 

842.04 

34 

767.97 

790.22 

814.10 

840.23 

869.68 

35 

787.70 

811.87 

838.31 

868.11 

902.97 

36 

809.50 

836.28 

865.46 

901.75 

944.84 

37 

834.12 

864.70 

900.45 

944.11 

1000.00 

38 

862.84 

899.09 

943.34 

1000.00 

39 

897.64 

942.53 

1000.00 

40 

941.66 

1000.00 

41 

1000.00 

26 

1000.00 

25 

1000.00 

950.64 

24 

1000.00 

951.02 

912.77 

23 

1000.00 

951.38 

9  1.3.41 

882.30 

22 

1000.00 

951.73 

914.02 

883.13 

856.72 

21 

952 .05 

914.60 

883.93 

857.69 

834.42 

20 

915.16 

884.68 

858.62 

835.50 

814.36 

19 

885.40 

859.50 

836.52 

815.52 

795.96 

18 

860.34 

837.50 

8iS . 62 

797.18 

778.75 

17 

838.43 

817.68 

798.34 

780.02 

762.42 

16 

818.68 

799.45 

781.23 

763.73 

746.73 

15 

800.51 

732.38 

764.97 

748.07 

731.49 

63 

62 

61 

60 

59 

12 


American  Experience,  $1000 

Endowment  Insurance  at  85.  Continuous  Premiums 
Age  Preliminary  Term  Reserves,  20  Payment  Life 
at  Allowance,  at  End  of  Years  Stated. 


Issue.  49 

50 

51 

52 

53 

15 

564.09 

581.29 

598.42 

615.46 

632.39 

16 

579.07 

596.29 

613.42 

630.43 

647.31 

17 

594.05 

611.28 

628.39 

645.36 

662.20 

18 

609.03 

626.24 

643.31 

660.25 

677.03 

19 

623.99 

641.17 

658.20 

675.09 

691.86 

20 

638.91 

656.05 

673.05 

689.93 

706.76 

21 

653.81 

670.91 

687.90 

704.84 

721.83 

22 

668.67 

685.77 

702.83 

719.93 

737.23 

23 

683.54 

700.71 

717.94 

735.36 

753.11 

24 

698.49 

715.85 

733.39 

751.28 

769.71 

25 

733.65 

731.33 

749.35 

767.92 

787.25 

26 

729.15 

747.33 

765.05 

785.53 

806.10 

27 

745.20 

764.07 

783.72 

804.45 

826.72 

28 

761.99 

781.82 

802.74 

825.19 

849.76 

29 

779.81 

800.92 

823.59 

848 . 38 

876 . 33 

30 

799.01 

821. 89 

846.92 

875.14 

903.14 

31 

820.10 

845.38 

873.88 

907.22 

947.91 

32 

843.76 

872.56 

906.24 

947.36 

1000.00 

33 

871.16 

905.21 

946.78 

1000.00 

34 

904.12 

946.17 

1000.00 

35 

945.52 

1000.00 

36 

1000.00 

31 

30 

29 

28 

1000.00 

1000.00 

949.38 

1000.00 

948.92 

909.84 

1000.00 

948.42 

909.01 

877.45 

27 

1000.00 

949.82 

910.63 

878.53 

851.07 

26 

950.24 

911.38 

879.54 

852.32 

823.17 

25 

912.09 

880.51 

853 . 51 

829.55 

807.65 

24 

881.43 

854.63 

830 . 85 

809.13 

788.89 

23 

855.70 

832.11 

810.54 

790.45 

771.40 

22 

833.29 

811.87 

791.93 

773.02 

754.86 

21 

813.15 

793.33 

774.55 

756.52 

739.00 

20 

794.68 

7.76.02 

758.10 

740.70 

723.64 

19 

777.42 

759.61 

742.32 

725.36 

703.59 

18 

761.05 

743.86 

727.00 

710.33 

693.71 

17 

745.33 

728.57 

711.99 

695.46 

673.89 

15 

730.07 

713.58 

697 . 14 

680.66 

664 . 06 

15 

715.09 

698.74 

682 . 54 

665 . 33 

649.18 

58 

57 

56 

55 

54 

13 


American  Experience,  3-^  $1000 


Endowment  Insurance 

at  85 

• 

Twenty 

Premiums 

Age 

• 

Net 

Preliminary  Term 

Reserves , 

at 

Annual 

20  Payment 

,  Life  Allowance, 

Issue . 

Premiums 

at  End  of 

Years  Stated. 

Eirst 

Subse 

quent 

1 

2 

3 

15 

7.41 

20. 

20 

0.04 

13.39 

27.28 

16 

7.44 

20. 

49 

0.04 

13.67 

27.85 

17 

7.47 

20. 

80 

0.04 

13.96 

28.43 

18 

7.51 

21. 

12 

0.05 

14 . 26 

29.04 

19 

7.55 

21. 

46 

0.05 

14.57 

29.66 

20 

7.59 

21. 

80 

0.05 

14.83 

30.30 

21 

7.64 

22. 

16 

0.05 

15.21 

30.97 

22 

7.69 

22. 

54 

0.05 

15.55 

31.66 

23 

7.74 

22. 

92 

0.06 

15.90 

32.38 

24 

7.80 

23. 

33 

0.06 

16.27 

33.12 

25 

7.85 

23. 

74 

0.06 

16.64 

33.88 

26 

7.92 

24. 

18 

0.07 

17.04 

34.63 

27 

7.98 

24. 

63 

0.07 

17.44 

35.50 

28 

8.05 

25. 

10 

0.07 

17.86 

36.34 

29 

8.13 

25. 

59 

0.07 

18.29 

37.22 

30 

8.22 

26. 

10 

0.08 

18.74 

38.13 

31 

8.30 

26. 

63 

0.08 

19.20 

39.06 

32 

8.40 

27. 

18 

0.08 

19.67 

40.01 

33 

8.51 

27. 

76 

0.09 

20.17 

41.02 

34 

8.62 

28. 

36 

0.09 

20.68 

42.05 

35 

8.74 

28. 

98 

0.10 

21.20 

43.11 

36 

8.38 

29. 

64 

0.10 

2k.75 

44.20 

37 

9.02 

30. 

33 

0.11 

22.30 

45.32 

33 

9.20 

31. 

05 

0.11 

22.88 

46.48 

39 

9.37 

31. 

80 

0.12 

23.47 

47.67 

40 

9.58 

32. 

59 

0.12 

24.09 

43.92 

41 

9.79 

33. 

42 

0.13 

24.73 

50.20 

42 

10.03 

34. 

30 

0.13 

25 . 39 

51.51 

43 

10.30 

55 . 

23 

0.  L4 

26 . 06 

52.86 

44 

10.60 

36. 

20 

0.15 

26.76 

54.23 

45 

10.94 

37  . 

24 

0.16 

27.46 

55.63 

46 

11.33 

38. 

33 

0.17 

28.13 

57.04 

47 

11.75 

39. 

49 

0.17 

28.91 

58.45 

43 

12.26 

40. 

72 

0.18 

29.62 

59.85 

49 

12.85 

42. 

03 

0.20 

30.34 

61.25 

50 

13.51 

43. 

42 

0.21 

31.06 

62.66 

51 

14.26 

44. 

89 

0.22 

31.79 

64 . 09 

52 

15.09 

46. 

47 

0.23 

32.54 

65.51 

53 

16 . 02 

48. 

15 

0.25 

33.28 

66.95 

54 

17.06 

49. 

95 

0.27 

34.03 

68.39 

55 

18.21 

51. 

87 

0.29 

34.79 

69.84 

56 

19.50 

53, 

,93 

0.31 

35.56 

71.32 

57 

20.93 

56. 

,14 

0.33 

36.35 

72.81 

53 

22.50 

58. 

,52 

0.36 

37.14 

74.30 

59 

24.25 

61. 

,08 

0.39 

37.94 

75.80 

60 

26.19 

63. 

,84 

0.42 

38.75 

77.31 

61 

28 . 34 

66 . 

,82 

0.46 

39.58 

78.86 

62 

30.71 

70. 

,03 

0 . 5  i 

40.44 

80.43 

63 

53 . 32 

73. 

,51 

0.56 

41.31 

82.00 

64 

36.21 

77. 

,27 

0.62 

42.19 

83.59 

65 

39.42 

81. 

,35 

0.69 

43.09 

85.21 

14 


Air.er 

ican  Experience,  3 

$1000 

Endowment  Insurance  at  85. 

T ?/en  tv 

Premiums . 

A~e 

t  r  e  1 

imine.r..*  Term 

.  Res  er- ves  , 

20  Pay 

ment  Life 

at 

Allowance,  at  End  of  Years 

St  3  ted 

• 

Issu 

e.  4 

5 

6 

7 

8 

15 

41.74 

55.78 

72.43 

83.71 

i  C  5 . 6  5 

16 

42.60 

57.95 

7n  oo 

90.53 

107.31 

17 

43.50 

59.16 

75.45 

92.40 

110.04 

18 

44.42 

60.41 

77.04 

94.35 

112.35 

19 

45.36 

61.69 

73.63 

96.35 

114.74 

20 

46.34 

63.02 

80.33 

98.43 

117.21 

21 

47.36 

64.41 

82.14 

100.58 

119.7  7 

22 

43.42 

65.84 

33.95 

1  2.81 

122.  1 

23 

49.51 

67.32 

85.85 

105.11 

'125.15 

24 

50.64 

68.36 

87.30 

107.49 

127.93 

25 

51.81 

70.44 

89.81 

1<  9  .  95 

130.89 

26 

c  t  r\ 

72. 07 

91.89 

.12.50 

13  .  . 

27 

54.26 

73.77 

94.05 

16.11 

137.01 

28 

55 . 55 

l  .  52 

.  .6 

140.23 

29 

56.89 

77.32 

9  . 

•  143.54 

30 

58.26 

79.13 

100.92 

123.50 

1 4 3.95 

31 

59.68 

81.11 

103.35 

123.46 

j  0 . 

52 

61.15 

83.08 

105.87 

129.51 

154.07 

33 

62.66 

85. 13 

108.45 

132.66 

34 

64.23 

87.24 

111.12 

135 . 89 

iSl . 61 

35 

65.83 

89 . 40 

113.85 

139 . 22 

165.53 

36 

67.43 

9  L.S2 

115.57 

1 12.64 

169.58 

37 

69.18 

93.92 

119.57 

145.16 

173.72 

38 

70.94 

96.29 

122 . 56 

149.73 

177. 9S 

39 

72.75 

98.73 

125 . 63 

153.49 

182.32 

40 

74.63 

101 .24 

123.79 

157.29 

136.77 

41 

76.55 

103.82 

132.01 

161.16 

191.23 

42 

78.53 

106.45 

135.30 

165.09 

195.85 

43 

30.54 

109.12 

133 . 63 

169.05 

200.40 

44 

32.59 

111.84 

141.93 

173.02 

204.99 

45 

34 . 66 

114.56 

145.33 

176.99 

209.56 

46 

86.74 

117.29 

143.69 

180. 96 

214.13 

47 

88.81 

120.00 

152.02 

184.90 

218.66 

48 

90.87 

122.70 

i 

1 83 . 32 

223.15 

49 

92.94 

125.40 

158. 65 

192.72 

227.61 

50 

95.0i 

8.11 

161.95 

196.59 

232.03 

51 

97.09 

130.81 

165.26 

200. 45 

236.42 

52 

99.17 

133.51 

168. 54 

204.28 

240.76 

53 

101 . 25 

136.20 

171.81 

208.03 

245.05 

54 

103.35 

138.91 

175.07 

211.86 

249.23 

55 

105.46 

141.61 

178.32 

215.59 

253.46 

56 

107 . 58 

144.32 

181.55 

219.29 

257.59 

57 

109.70 

147.02 

184.76 

222.96 

261.65 

58 

111.82 

149.70 

187.95 

5.58 

o  r-  5;  n  "1 
ri>  G  'J  •  U  -JL. 

59 

113.95 

152.39 

191.12 

230 . 13 

269.48 

60 

116.09 

155.03 

194.25 

233 . 63 

273 . 25 

61 

118 . 25 

157.76 

137.35 

237.06 

276.92 

62 

120.43 

160.43 

200.43 

240.43 

280.49 

63 

122.60 

163.10 

203.47 

243.74 

283.27 

64 

124.79 

165.75 

2C6.49 

247.02 

287.42 

65 

127.00 

168.44 

209.53 

250 . 33 

291.02 

15 


American  Experience,  3 %?0 


$1000 


Endowment  Insurance  at  85.  Twenty  Premiums. 
Age  Preliminary  Term  Reserves,  20  Payment  Life 
at  Allowance,  at  End  of  Years  Stated. 


Issue 

9 

10 

11 

12 

13 

15 

123.27 

141.62 

160.71 

180.57 

201.25 

16 

125.79 

144.51 

163.98 

184.24 

205.34 

17 

128.39 

147.49 

167.36 

188.04 

209.55 

18 

131.09 

150.57 

170.86 

191.96 

213.92 

19 

133.87 

153.77 

174.47 

196.01 

218.43 

20 

136.74 

157.06 

178.20 

200.20 

223.09 

21 

139.72 

160.47 

182.07 

204.53 

227.90 

22 

142.80 

164.01 

186.07 

209.01 

232.87 

23 

145.98 

167.66 

190.19 

213.63 

238.01 

24 

149.27 

171.42 

194.45 

218.40 

243.31 

25 

152.66 

175.30 

198.84 

223.32 

248.77 

26 

156.17 

179.31 

203.37 

228.39 

254.40 

27 

159.79 

183.45 

208.05 

233.61 

260.19 

28 

163.51 

187.71 

212.86 

258.99 

266.14 

29 

167.36 

192.10 

217.81 

244.52 

272.27 

30 

171.31 

196.61 

222.90 

250.20 

278,58 

31 

175.38 

201.25 

228.13 

256.05 

285,05 

32 

179.56 

206.03 

233.51 

262.05 

291.69 

33 

183.86 

210.94 

239.04 

268.21 

298.49 

34 

188.29 

215.98 

244.71 

274.53 

305.45 

35 

192.84 

221.15 

250. 52 

280.98 

312.56 

36 

197.50 

226.45 

256.46 

287.57 

319.80 

37 

202.28 

231.87 

262.52 

294.27 

327.14 

38 

207.17 

237.40 

268.70 

301.07 

334.57 

39 

212.16 

243.03 

274.95 

307.95 

342.07 

40 

217.24 

248.73 

281.27 

314.88 

349.63 

41 

222.37 

254.48 

287.62 

321.84 

357.20 

42 

227.54 

260.25 

294.00 

328.82 

364.79 

43 

232.72 

266.03 

300.37 

335.79 

372.35 

44 

237.91 

271.81 

306.74 

342.73 

379.87 

45 

243.08 

277.56 

313.06 

349.62 

387.32 

46 

248.22 

283.27 

319.32 

356.44 

394.70 

47 

253.32 

288.92 

325.51 

363.17 

401.97 

48 

258.36 

294.50 

331.62 

369.80 

409.12 

49 

263 . 36 

300. 02 

337.65 

376.32 

416.12 

50 

268.30 

305.46 

343.57 

332.70 

422.98 

51 

273.19 

310.82 

349.37 

388 .95 

429.67 

52 

278.01 

316.08 

355.06 

395.04 

436.18 

53 

282.74 

321.24 

360.61 

400.98 

442.47 

54 

287.40 

326.29 

366.03 

406.72 

448.55 

55 

291.99 

331.23 

371.28 

412.27 

454.38 

56 

296.48 

336.03 

376.35 

417.59 

459.94 

57 

300.86 

340.68 

381.23 

422.66 

465.20 

58 

305.11 

345.15 

385.87 

427.45 

470.13 

59 

309.22 

349.43 

390.27 

431.94 

474.74 

60 

313.18 

353.52 

394.43 

436.16 

479.09 

61 

316.99 

357.41 

398.36 

440.19 

483.32 

62 

320.67 

361.15 

402.19 

444 . 19 

487.63 

63 

324.26 

364.86 

406.09 

448.38 

492.24 

64 

327.91 

368.75 

410.31 

453.03 

497.45 

65 

331.83 

373.09 

415.15 

458.47 

503.59 

. 

. 

. 

• 

. 

* 

« 

• 

•* 

• 

• 

. 


■ 


. 


• 

. 

• 

16 


American  Experience,  $1000 

Endowment  Insurance  at  85.  Twenty  Premiums. 
Age  Preliminary  Term  Reserves,  20  Payment  Life 
at  Allowance,  at  End  of  Years  Stated. 


Issue.  14  15 

15  222.78  245.18 

16  227.29  250.14 

17  231.95  255.26 

18  236.77  260.56 

19  241.76  266.03 

20  246.90  271.68 

21  252.21  277.52 

22  257.71  283.54 

23  263.37  289.76 

24  269.22  296.16 

25  275.23  302.76 

26  281.44  309.55 

27  287.81  316.54 

28  294.38  323.72 

29  301.12  331.11 

30  308.06  338.69 

31  315.17  346.46 

32  322.46  354.42 

33  329.92  362.55 

34  337.54  370.84 

35  345.31  379.26 

36  353.19  387.80 

37  361.18  395.43 

38  369.25  405.15 

39  377.38  413.93 

40  385.56  422.74 

41  393.75  431.57 

42  401.95  440.39 

43  410.11  449.17 

44  418.22  457.90 

45  426.26  466.53 

46  434.21  475.06 

47  442.02  483.45 

48  449.69  491.67 

49  457.20  499.73 

50  464.54  507.58 

51  471.69  515.21 

52  478.62  522.60 

53  485.30  529.71 

54  491.73  536.53 

55  497.86  543.03 

56  503.69  549.19 

57  509.16  554.93 

58  514.29  560.45 

59  519.12  565.68 

60  523.75  570.81 

61  528.35  575.98 

62  533.11  581.43 

63  538.31  587.41 

64  544.22  594.22 

551.18  602.28 


16 

17 

18 

268.50 

292.78 

318.07 

273.92 

298.69 

324.46 

279.53 

304.73 

331.07 

285 . 31 

311.03 

337.91 

291.29 

317.59 

344.96 

297,47 

324.31 

352.24 

303.84 

331.24 

359.75 

310.42 

338.39 

367.49 

317.20 

345.76 

375.47 

324.19 

353 . 35 

383 , 69 

331.38 

36] .16 

392. 15 

333.79 

369.20 

400.85 

346.41 

377.48 

409.79 

354.24 

385.97 

418.97 

362.28 

394.69 

428.38 

370.53 

403.61 

438.01 

378.97 

4i2 . 75 

447.84 

337.60 

422.07 

457.87 

396.41 

431. 56 

468.06 

405.37 

441.21 

478.41 

414.46 

450.93 

488.90 

423.67 

460.88 

499.51 

432.97 

470.87 

510.22 

442.35 

480.94 

521.01 

451.79 

491.07 

531.86 

461.27 

501.23 

542.75 

470.75 

511.39 

553.65 

480.22 

521.55 

564.54 

489.65 

531.67 

575.40 

499.01 

541.71 

586.19 

508.28 

551.66 

596.89 

517.43 

561.49 

607.49 

526.42 

571.17 

617.94 

535 . 26 

580.68 

628.23 

543.90 

589.98 

638.32 

552.32 

599.07 

648.21 

560.50 

607.90 

657.85 

568.42 

616.45 

667.25 

576.04 

624.74 

676.37 

533.35 

632.69 

685.23 

590.53 

640.33 

693.86 

596.95 

647  69 

702. 3 L 

603.26 

654.81 

710.65 

609.31 

661.78 

718.99 

615.22 

668.71 

727.45 

621.10 

675.74 

736.17 

627.15 

683.05 

745.34 

633.57 

690.87 

755.30 

640.63 

699.55 

766.36 

648.72 

709.42 

779.21 

658.17 

721.19 

794.87 

65 


17 


American  Experience,  3|$  $1000 

Endowment  Insurance  at  85.  Twenty  Premiums. 
Age  Preliminary  Term  Reserves,  20  Payment  Life 
at  Allowance,  at  End  of  Years  Stated. 


Issue 

.  19 

20 

15 

344.39 

371.80 

16  • 

351.30 

379.26 

17 

358.45 

386.96 

18 

365.83 

394.92 

19 

373.46 

403.12 

20 

381.32 

411 .59 

21 

389.43 

420.32 

22 

397.78 

429.32 

23 

406.40 

438.59 

24 

415.26 

448.14 

25 

424.39 

457.95 

26 

433.77 

468.04 

27 

443.41 

478.39 

28 

453.29 

489.00 

29 

463.41 

499.86 

30 

473.76 

510.95 

31 

484.32 

522.25 

32 

495.07 

533.74 

33 

505.99 

545.43 

34 

517.07 

557.29 

35 

528.31 

569.30 

36 

539.66 

581.46 

37 

551.13 

593.73 

38 

562.68 

606.10 

39 

574.30 

618.57 

40 

585.98 

631.10 

41 

597.68 

643.68 

42 

609.38 

656.28 

43 

621.05 

668.89 

44 

632.68 

681.49 

45 

644.25 

694.06 

46 

655.73 

706.58 

47 

667.08 

719.03 

48 

678.30 

731.39 

49 

689.36 

743.66 

50 

700.24 

755.83 

51 

710.94 

767.90 

52 

721.43 

779.88 

53 

731.73 

791.82 

54 

741.88 

803.81 

55 

751.94 

815.92 

56 

761.99 

828.27 

57 

772.13 

840.99 

58 

782.47 

854.24 

59 

793.16 

868.21 

60 

804.37 

883.22 

61 

816.40 

899.63 

62 

829.60 

918.13 

63 

844.62 

939.77 

64 

862.50 

966.18 

65 

884.83 

1000.00 

18 


American  Experience,  3 ^fQ  §1000 

Endowment  Insurance  at  85.  Fifteen  Premiums. 


a  c-  e 

Net 

Preliminary  Term 

Reserves , 

a  z 

Annual 

20  Payment 

Life  Allowance , 

Issue . 

Premiums 

at  End  of 

Years  Stated. 

First 

Subsequent 

i 

2 

3 

15 

11.75 

24.53 

4.56 

22.  62 

41.43 

16 

11.84 

24.89 

4.63 

23.04 

42.20 

17 

11.93 

25 . 26 

4.69 

23.46 

42.99 

18 

12.03 

25.65 

4.76 

23.89 

43.81 

IS 

12.14 

26.05 

4.83 

24.35 

44.65 

20 

12.25 

26.46 

4.91 

24.  81 

45.52 

21 

12.37 

26.89 

4.99 

25.29 

46.42 

22 

12.50 

27.34 

5.07 

25.79 

47.36 

23 

12.62 

27.80 

5.15 

26.31 

48.33 

24 

12.76 

28.28 

5.23 

26.84 

49.33 

25 

12.89 

28.78 

5 . 32 

27 . 39 

50 . 36 

26 

13.04 

29 . 30 

5.41 

27.96 

51.43 

27 

13.19 

29.84 

5 .  c0 

28.55 

52.53 

28 

13.35 

30.40 

5.60 

29.16 

53.67 

29 

13.52 

50.98 

5.70 

29 . 79 

54.85 

30 

13.70 

31.58 

5.80 

30.44 

56.07 

31 

13 . 88 

32.21 

5.90 

31.11 

57.31 

52 

14.07 

32.86 

6.01 

31.79 

58.59 

33 

14 . 28 

rz  rz 

Ks  KJ  •  «-  J 

6.12 

32.50 

59.93 

34 

14.50 

34.23 

6.23 

33.23 

61.30 

35 

14.72 

34.97 

6.34 

33.97 

62.70 

36 

14.96 

35.73 

6.46 

34.  74 

64.13 

37 

15.21 

36.52 

6.57 

35 . 52 

65.60 

38 

15.49 

37.34 

6.69 

36.33 

67.11 

39 

15.77 

38. 20 

6.80 

37.15 

63.67 

40 

16.09 

39 . 2  0 

6.92 

38.00 

70.26 

41 

16.40 

40.03 

7.04 

38.87 

71.90 

42 

16.75 

41.01 

7.15 

59.75 

73.56 

43 

17.11 

42 . 04 

7.27 

40.65 

75.26 

44 

17.52 

43.12 

7.38 

41.57 

76.97 

45 

17.94 

44.24 

7.49 

42.48 

78.70 

46 

18.43 

45.43 

7.60 

43.40 

80.44 

47 

18.  95 

46.68 

7.70 

44.32 

82.15 

48 

19.52 

47.98 

7.80 

45.22 

83.84 

49 

20 . 18 

49 . 36 

7.88 

46.10 

85.51 

50 

20.90 

50.81 

7.96 

46.97 

87.15 

51 

21.70 

52 . 33 

8.03 

47.82 

88.78 

52 

22.56 

53.94 

8.09 

48.66 

90.37 

53 

23.51 

55.64 

8.  13 

49.46 

91.92 

54 

24.55 

57.43 

8.15 

50.24 

93.42 

55 

25.68 

59.34 

8.16 

50.99 

94.87 

56 

26.93 

61.36 

8.15 

51.71 

96.29 

57 

28.29 

63.51 

8.12 

52.40 

97.65 

58 

29.77 

65.80 

8.06 

53.04 

93.94 

59 

31.41 

68 . 25 

7.99 

53.64 

100.17 

60 

33.21 

70.87 

7.89 

54.20 

101.32 

61 

35.19 

73.67 

7.77 

54.71 

102.41 

62 

37.37 

76.69 

7.62 

55.19 

103.43 

63 

39.74 

79.93 

7.44 

55.60 

104.33 

64 

42.35 

83.42 

7.22 

55.93 

105.11 

65 

45.24 

87.18 

6.98 

56.20 

105.79 

66 

48.41 

91.24 

6.69 

56.40 

106.33 

67 

51.90 

95 . 63 

6.38 

56.51 

106.76 

68 

55.77 

100.37 

6.03 

56.58 

107.09 

69 

60.00 

105.52 

5.66 

56.59 

107.39 

70 

64.67 

111.11 

5.27 

56.62 

107.82 

19 


American  Experience,  5-| 

Endowment  Insurance  at 

• 

to 

CO 

Fifteen  Pr 

$1000 

■emiums . 

Age 

Frel 

iminary  Term 

Reserves 

,  20  Pavme 

nt  Life 

at 

.  Allowance,  sit 

End  of  Years  Stated. 

Issue 

4 

5 

6 

7 

8 

15 

61.02 

81.41 

i 

102.64 

124.75 

147.77 

16 

62.15 

82.93 

104.56 

127.08 

150.53 

17 

63.33 

84.50 

106.54 

129.48 

153.33 

18 

64 . 54 

86 . 12 

108.58 

131.  97 

156.33 

19 

65.79 

87.79 

110.70 

134.55 

159.39 

20 

67.08 

89.52 

112.89 

137.21 

162.54 

21 

68.42 

91.32 

115.16 

139.97 

165.81 

22 

69.81 

93. 18 

117.50 

142.83 

169.19 

23 

71.25 

95.10 

119.93 

145.78 

172  68 

24 

72.73 

97  09 

122 . 44 

14S.82 

176.30 

25 

74.26 

99.14 

125.02 

151.97 

180. 03 

26 

75.85 

101.25 

127.70 

155 . 23 

183.88 

27 

77.48 

103.45 

130.47 

158.58 

187. 85 

28 

79.17 

105.71 

133.32 

162.05 

191.95 

29 

80.92 

108.04 

136.26 

165.62 

196.18 

30 

82.72 

110. 44 

139. 29 

169.31 

200.54 

31 

84  57 

112.92 

.142.42 

173.10 

205. 01 

32 

86.48 

115.47 

145.63 

‘  176.99 

209.62 

33 

88.45 

118.10 

148. 94 

181.00 

214.35 

34 

90.47 

120.80 

152.34 

185 „ 12 

219.22 

35 

92.54 

123.57 

155.81 

189.34 

224.20 

36 

94.67 

126.40 

159.39 

193.68 

229.33 

37 

96.85 

129.32 

163.06 

198  13 

234  57 

38 

99.09 

132.32 

166. 83 

202.68 

239. 94 

39 

101.39 

135.39 

170.68 

207.35 

245.42 

40 

103.76 

138.53 

174.63 

212 . 10 

251.00 

41 

106.17 

141.74 

178.64 

216.93 

256,66 

42 

108.64 

145.00 

182.72 

221.83 

262.37 

43 

111.13 

148.31 

1 86 . 84 

226.75 

268.12 

44 

113.66 

151.65 

190.98 

231.70 

273.87 

45 

116.19 

154.98 

195.10 

236.63 

279,61 

46 

118.72 

158.30 

199.22 

241.54 

285.34 

47 

121.23 

161.59 

203,29 

246.41 

291.01 

48 

123.70 

164.84 

207.32 

251.22 

296.61 

49 

126.14 

168.06 

211.31 

255.97 

302. 14 

50 

128.56 

171.23 

215.23 

260.65 

307.59 

51 

130.93 

174.35 

219.08 

265.24 

312.93 

52 

133.26 

177.40 

222 . 85 

269.73 

313.14 

53 

135.53 

180.37 

226.53 

274. 10 

323.21 

54 

137.74 

183.27 

230.09 

278,33 

328, 11 

55  . 

139.83 

185.07 

233 . 54 

282.40  . 

332 , 82 

56 

141.95 

188.77 

236  84 

286.30 

337.33 

57 

143.94 

191.36 

240.00 

290.03 

341.63 

53 

145.84 

193.81 

243.00 

293.56 

345.68 

59 

147 . 63 

196.15 

245.84 

296,86 

349.45 

60 

149.34 

198.35 

248,48 

299  92 

352.94 

61 

150.94 

200 . 39 

250.91 

302.72 

356.03 

62 

152.41 

202.24 

253.10 

305.20 

358 , 85 

63 

153.72 

203.89 

255  01 

307.34 

561.22 

64 

154.86 

205.29 

256.61 

309.10 

563.17 

65 

155.82 

206.46 

257.91 

310. 52 

354.73 

r •  r* 

GO 

156.61 

207.38 

258.93 

311 .67 

356,19 

67 

157.22 

208 . 1 1 

259.79 

312.73 

367.64 

68 

157.74 

208.81 

260.73 

3:4.05 

369.42 

69 

158.30 

209.69 

262.03 

315.85 

371.86 

70 

159.17 

211.09 

264.02 

318.54 

375.31 

20 


American  Experience,  3f$  $1000 

Endowment  Insurance  at  85.  Fifteen  Premiums. 
Age  Preliminary  Term  Reserves,  20  Payment  Life 
at  Allowance,  at  End  of  Years  Stated. 


Issue 

9 

10 

11 

12 

13 

15 

171.74 

196.70 

222.71 

249.79 

278.00 

16 

174.94 

200.38 

226.87 

254.45 

233.20 

17 

178.26 

204.18 

231. 17 

259.28 

288 . 5  6 

18 

181.70 

208.11 

235.62 

264.27 

294.11 

19 

185.24 

212.18 

240.22 

269.43 

299.86 

20 

188.92 

216.38 

244.98 

274.77 

305 . 80 

21 

192.71 

220.73 

249.90 

280.29 

511.94 

22 

196.64 

225.23 

254.99 

285.99 

318.28 

23 

200.70 

229.88 

260.25 

291.88 

324 . 83 

24 

204.90 

234.67 

265 . 68 

297.97 

331.60 

25 

209.23 

239.63 

27! .29 

304.25 

338.58 

26 

213.70 

244.75 

277.07 

310.73 

345.78 

27 

218.31 

250.02 

283.04 

317.41 

353.20 

28 

223.07 

255.47 

289.18 

324.29 

360.84 

29 

227.98 

261.07 

295.51 

331.37 

368.72 

30 

233.02 

266.84 

302.03 

338.67 

376.82 

31 

238.22 

272.77 

308.73 

346.16 

385.15 

32 

243.55 

278.87 

315.62 

353.88 

393.70 

33 

249.04 

285.14 

322.70 

351.79 

402.43 

34 

254.68 

291.57 

329.96 

369.90 

411.43 

35 

260.46 

298.17 

337.40 

378.20 

420.63 

36 

266 . 39 

504 . 93 

345. CO 

586 . 69 

430.07 

37 

272.45 

311.83 

352.77 

395.35 

439.63 

38 

278. 65 

318.87 

360.68 

404. L5 

449.35 

39 

284 . 96 

326.04 

363.72 

413.07 

459.20 

40 

291. 38 

333.31 

376.85 

422. 

469.18 

41 

297.88 

540.55 

385.07 

431.23 

479.25 

42 

304.42 

348.05 

393.34 

440.42 

439.40 

43 

310.99 

355.47 

401.65 

. 

499.60 

44 

317.53 

362.91 

409.93 

458.90 

509.84 

45 

324.16 

370.34 

418.29 

468.15 

520.09 

46 

330.70 

377.74 

426.58 

477.33 

530.33 

47 

337.19 

385.07 

434.80 

486.55 

540.53 

48 

343.61 

392.33 

442.95 

495 . 65 

550.67 

49 

349.94 

700  K  r\ 

J  ^  v  •  KJ 

451.00 

504.65 

560.72 

50 

356.17 

406.56 

458.93 

5.3.53 

570.66 

51 

352.28 

413.47 

466.70 

522 .25 

580.46 

52 

368.24 

420.22 

474.30 

530.80 

590.09 

53 

374.03 

426.77 

481.70 

539 . 15 

599.53 

54 

379.62 

433.11 

488.85 

547.25 

608.75 

55 

385 . 00 

439.21 

495.76 

555.08 

617.71 

56 

390.16 

445.05 

502.38 

562.62 

626.39 

57 

595.04 

450.58 

508.67 

569.83 

634.77 

58 

399 . 63 

455.79 

514.60 

576.69 

642.83 

59 

403.92 

460 . 64 

520.16  • 

583.16 

650.55 

60 

407.84 

465.10 

525.29 

589.23 

657.98 

61 

411.38 

469. 1 2 

529.99 

594.92 

665.15 

62 

414.49 

472.69 

534.27 

600.29 

672.13 

63 

417.15 

475.83 

538.18 

605.40 

679.02 

64 

419.41 

478.62 

541.83 

610.36 

685.93 

65 

421 .38 

481.21 

545.38 

615.34 

693.01 

66 

423.24 

483.77 

548.99 

620.49 

700.44 

67 

425.24 

486.57 

. 

626.06 

708.55 

68 

427.68 

489.89 

557; 45 

632 . 42 

717.66 

69 

430.88 

494.05 

562.99 

639.88 

728.42 

70 

435.20 

499.50 

559 . 34 

649.14 

741.87 

# 


% 


21 


American  Experience,  3 $1000 

Endowment  Insurance  at  85.  Fifteen  Premiums. 
Age  Preliminary  Term  Reserves,  20  Payment  Life 
at  Allowance,  at  End  of  Years  Stated. 


Issue 

.  14 

15 

15 

307.40 

338.02 

16 

313.14 

344.33 

17 

319.07 

350.86 

18 

325.21 

357.61 

19 

331.56 

364.58 

20 

' 338.12 

371.80 

21 

344.90 

379.26 

22 

351.92 

386.96 

23 

359.16 

394.92 

24 

366.63 

403.12 

25 

374.34 

411.59 

26 

382.29 

420.32 

27 

390.48 

429.32 

28 

398.92 

438.59 

29 

407.61 

448.14 

30 

416.55 

457.95 

31 

425.74 

468.04 

32 

435.18 

478.39 

33 

444.86 

489.00 

34 

454.77 

499.86 

35 

464.90 

510.95 

36 

475.22 

522.25 

37 

485.73 

533.74 

38 

496.40 

545.43 

39 

507.23 

557.29 

40 

518.19 

569.30 

41 

529.27 

581.46 

42 

540.44 

593.73 

43 

551.69 

606.10 

44 

562.99 

618.57 

45 

574.32 

631.10 

46 

585.67 

643.68 

47 

597.00 

656.28 

48 

608.29 

668.89 

49 

619.53 

681.49 

50 

630.68 

694.06 

51 

641.73 

706.58 

52 

652.64 

719.03 

53 

663.39 

731.39 

54 

673.96 

743.66 

55 

■  684.33 

755.83 

56 

694.47 

767.90 

57 

704.39 

779.88 

58 

714.08 

791.82 

59 

723.58 

803.81 

60 

732.94 

815.92 

61 

742.25 

828.27 

62 

751.59 

840.99 

63 

761.07 

854.24 

64 

770.82 

868.21 

65 

781.04 

883.22 

66 

791.98 

899.63 

67 

804.00 

918.13 

68 

817.76 

939.77 

69 

834.25 

966.] 8 

70 

855.07 

1000.00 

22 


American  Experience,  3-f%  $1000 

Endowment  Insurance  at  85.  Ten  Premiums. 
Age  Net  Preliminary  Term  Reserves, 
at  Annual  20  Payment  Life  Allowance, 
Issue.  Premiums  at  End  of  Years  Stated. 


Pirst 

Subseque 

15 

20.62 

33.41 

16 

20.84 

33.89 

17 

21.06 

34.39 

18 

21.30 

34.92 

19 

21.55 

35.46 

20 

21.80 

36.02 

21 

22.07 

36.60 

22 

22.35 

37.20 

23 

22.64 

37.82 

24 

22.94 

38.47 

25 

23.25 

39.14 

26 

23.58 

39.84 

27 

23.91 

40.  56 

28 

24.26 

41.31 

29 

24.63 

42.08 

30 

25.00 

42.88 

31 

25.39 

43.72 

32 

25.80 

44.58 

33 

26.23 

45.48 

34 

26.67 

46.41 

35 

27.12 

47.37 

36 

27.61 

48.57 

37 

28.11 

49.41 

38 

28.64 

50 . 49 

39 

29.18 

51.60 

40 

29.75 

52.76 

41 

30.33 

53.96 

42 

30.95 

55.21 

43 

31.58 

56.51 

44 

32.27 

57.86 

45 

32.97 

59.27 

46 

33.73 

60.74 

47 

34.53 

62.26 

48 

35.39 

63.85 

49 

36.33 

65.51 

50 

37.32 

67.22 

51 

38 . 38 

69.01 

52 

39 . 50 

70.88 

53 

40.69 

72.82 

54 

41.96 

74.84 

55 

43.30 

76.96 

56 

44.74 

79.17 

57 

46.27 

81.49 

58 

47.89 

83.92 

59 

49.64 

86.47 

60 

51.51 

89.17 

61 

53.53 

92.01 

62 

55 . 69 

95.01 

63 

58.02 

98.21 

64 

60.  53 

101.60 

65 

63.28 

105.22 

66 

66 . 25 

109.07 

67 

69.46 

113.19 

68 

72.97 

117.58 

69 

76.75 

122.23 

70 

80.87 

127.31 

12  3 


13.82 

41.54 

70.42 

14.02 

42.22 

71.60 

14 . 22 

42.92 

72.82 

14.43 

43.65 

74.08 

14.65 

44.40 

75.39 

14.83 

45.17 

76.73 

15.11 

45.97 

78.12 

15.35 

46.80 

79.57 

15.60 

47 . 66 

81.07 

15.86 

43.56 

82.62 

16 . 13 

49.47 

84.21 

16.40 

50.43 

85 . 87 

16 . 69 

51.41 

87.57 

16.98 

52.42 

89.33 

17.29 

53.47 

91.16 

17.60 

54.55 

93.04 

17.92 

55.67 

94.98 

18.25 

56.81 

96.97 

18.59 

58.00 

99.04 

18.94 

59.22 

101.16 

19.30 

60.47 

103.34 

19.67 

61.76 

105.57 

20.04 

63.07 

107.86 

20.42 

64.42 

110.21 

20 . 81 

65.80 

112.63 

21 . 20 

67.21 

115.10 

21.60 

68 . 66 

117.63 

22.00 

70.14 

120.21 

22.41 

71.63 

122.83 

22.81 

73.15 

125.49 

23.22 

74.68 

128.18 

23 . 63 

76.23 

130.89 

24 . 03 

77.78 

133.59 

24.43 

79.30 

136.26 

24.82 

80 .81 

138.92 

25.19 

82.31 

141.55 

25.55 

83.77 

144.16 

25.89 

85 . 21 

146.71 

26.21 

86 . 60 

149.20 

26.49 

87.94 

151.62 

26.75 

89.22 

153.95 

26.96 

90.44 

156.19 

27.13 

91.59 

158.32 

27.26 

92.64 

160.32 

27 . 33 

93.59 

162.17 

27.35 

94.44 

163.87 

27.31 

95.18 

165.41 

27.20 

95.80 

166.77 

27.02 

96.29 

167.91 

26.77 

96.61 

168.82 

25.43 

96.77 

169.49 

25.99 

96.75 

169 . 86 

25 . 46 

96 . 52 

169.92 

24.81 

96.07 

169.65 

24.04 

95.36 

169.03 

23 . 14 

94.44 

168.18 

23 


American  Experience.  ■  $1000 

Endowment  Insurance  at  85.  Ten  Premiums. 


Acre 

Prel 

iminarv  T 

V 

erm  Reserves, 

20  Pay 

ment  Life 

at 

Allowance,  at 

End  of  Years 

Stated 

Issue 

4 

5 

6 

7 

8 

15 

100.51 

131.87 

164.54 

193.58 

234.05 

16 

102.21 

134.11 

167.34 

201.97 

238.05 

17 

103.97 

136.43 

170.24 

205.47 

242.19 

18 

105.79 

138.82 

173.24 

209.10 

246.48 

19 

107.67 

141.30 

176.34 

212.86 

250 .92 

20 

109.61 

143.86 

179.56 

216.75 

255.51 

21 

111.62 

146.52 

182.88 

220.78 

260.27 

22 

113.71 

149.27 

186.33 

224.94 

265.19 

23 

115.86 

352.12 

189.89 

229.25 

270.27 

24 

118.09 

155.06 

193.57 

233.71 

275.54 

25 

120.40 

158.10 

197.38 

238.32 

280.98 

26 

122.78 

161.24 

201.32 

243.08 

286.60 

27 

125.24 

'64.49 

205.39 

248.00 

292.40 

28 

127.79 

167.85 

209.58 

253.07 

298.41 

29 

130.42 

171.31 

2J3.92 

258.32 

304.60 

30 

133.13 

174.88 

218.40 

263.73 

310.99 

31 

135.92 

178.57 

223.01 

269.32 

3j  7.57 

32 

138.80 

182.37 

227.77 

275.06 

324 . 35 

33 

141.77 

186.29 

232.66 

280.93 

331.34 

34 

144.83 

190.32 

237.70 

287.07 

333.53 

35 

147.97 

194.45 

242.33 

293.33 

345.93 

53 

1  51.19 

198.70 

243 . 20 

299.77 

rr  c:  r-*  CT  T7 

O  \J  o 

37 

154.50 

203.07 

253.66 

306.39 

361 .33 

38 

157.90 

207.55 

259.23 

313.17 

369.34 

39 

161.38 

212.15 

265.02 

320. L2 

377.53 

40 

164.95 

216 . 85 

270.91 

327 . 22 

385.91 

41 

168.60 

221 .66 

276.91 

334.46 

394 . 45 

42 

172.32 

226.55 

283.02 

341.84 

403.13 

43 

176.10 

231.53 

289.23 

349 . 3  L 

411.93 

44 

179.93 

236.57 

295.51 

356.88 

420.83 

45 

183.80 

241.64 

301.83 

364.50 

429 . 83 

46 

187.69 

246.74 

308.18 

372.17 

438.89 

47 

19l.56 

251.83 

314.54 

379.85 

448.00 

48 

195.42 

256 . 91 

320.90 

387.57 

457.14 

49 

199.26 

261.98 

327.24 

395.25 

466.28 

50 

203.07 

267.00 

333 . 55 

402.93 

475.42 

51 

206.83 

271.98 

339.80 

4-0.55 

434.52 

52 

210.54 

276.89 

345.98 

4 i 8 . 10 

493 . 57 

53 

214.16 

281.70 

352.06 

425.55 

502.54 

54 

217.69 

286.41 

558 . 03 

432.88 

5x1 . 39 

55 

221.12 

290.99 

563 . 84 

440.06 

520.10 

56 

224.43 

295.42 

369.49 

447.06 

528 . 65 

57 

227.58 

299.66 

374.93 

453.85 

537.00 

58 

230 . 56 

303.70 

580.14 

460. 4 L 

545.12 

59 

233 . 36 

307.52 

385.11 

456.69 

552.99 

60 

235.96 

511,.  10 

389.79 

472.67 

560.56 

61 

258.34 

314.40 

394.15 

478.31 

567.81 

62 

240.47 

317.39 

398.16 

483.58 

574.71 

63 

242.32 

320.04 

401 . 78 

488.45 

581.23 

64 

243.86 

322 . 51 

404.97 

492.86 

587.35 

65 

245.06 

324. .7 

407.70 

496.82 

593.  .0 

65 

245.89 

325.57 

409.93 

500. 32 

598.53 

67 

246.29 

326,49 

411.68 

503.42 

603.70 

68 

246.28 

326.97 

413.05 

506 . 23 

608.71 

69 

245.90 

327.12 

414. 1 4 

508 . 85 

613.69 

70 

245.33 

327.12 

415.14 

511.46 

6_8. 79 

24 


American  Experience,  $1000 

/ 

Endowment  Insurance  at  85.  Ten  Premiums. 

Age  Preliminary  Term  Reserves,  20  Payment  Life 

at  Allowance,  at  End  of  Years  Stated. 

Issue.  9  10 


15 

271.02 

309.55 

16 

275.66 

314.86 

17 

280.46 

320.35 

18 

285.44 

326.04 

19 

290.58 

331.93 

20 

295.91 

338.02 

21 

301.43 

344.33 

22 

307.13 

350.86 

23 

313.03 

357.61 

24 

319.14 

364.58 

25 

325.44 

371.80 

26 

331.96 

379.26 

27 

338.70 

386.96 

28 

345.65 

394.92 

29 

352.84 

403.12 

30 

360.24 

411.59 

31 

367.87 

420.32 

32 

375.74 

429.32 

33 

333.84 

438.59 

34 

392.18 

448.14 

35 

400.76 

457.95 

36 

409.58 

468.04 

37 

418.63 

478.39 

38 

427.91 

489.00 

39 

437.40 

499.86 

40 

447.10 

510.95 

41 

456.98 

522.25 

42 

467.03 

533.74 

43 

477.23 

545.43 

44 

487.57 

557.29 

45 

498.02 

569.30 

46 

508.57 

581.46 

47 

519.19 

593.73 

48 

529.87 

606.10 

49 

540.60 

618.57 

50 

551.34 

631.10 

51 

562.09 

643.68 

52 

572.80 

656 . 28 

53 

583.46 

663.89 

54 

594.04 

681.49 

55 

604.53 

694.06 

56 

614.89 

706.58 

57 

625.09 

719.03 

58 

635.11 

731.39 

59 

644.92 

743.66 

60 

654.50 

755.83 

61 

663.82 

767.90 

62 

672.88 

779.88 

63 

681.67 

791.82 

64 

690.22 

803.81 

65 

698.59 

815.92 

66 

706.85 

828.27 

67 

715.09 

840. 99 

68 

723.41 

854.24 

69 

731.96 

868.21 

70 

740.90 

883.22 

UNIVERSITY  OF  ILLINOIS-URBANA 

Q  368  01GS1N  C001 

NET  PREMIUM  AND  TERMINAL  RESERVE  TABLES 


